5 Surprising Ways to Save More Money in 2019

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Many people want to save money as their New Year’s resolution but don’t even know where to begin. With the cost of living on the rise, finding creative ways to cut spending can make a big difference over the long run. With the right plan, you can keep even more cash in your pocket each month and put it in your savings account, your children’s college fund or anything else of which you can think.

Cut Energy Costs

Many people spend way more money on their energy bill then needed. When people find out how much they can save by making a few changes, they are shocked and wish they had learned the tips much sooner. Start by turning off the lights when you leave the room. Also, unplug your TV and microwave when not in use because they always drain power from the grid. Making sure you have the best insulation for your walls and windows can go a long way to let you reach your goal.

Cancel Your Cable Subscription

Most people come home from work or school and turn on the TV to watch their favorite shows. Some people even have cable subscriptions but don’t have much time to watch it. No matter your situation, you could be spending hundreds or more on your cable bill each month. Cut your spending by canceling your cable subscription and use Netflix or Amazon instead. For $10 per month, you can access your favorite shows without shelling out all your cash to the cable company.

Use Prepaid Mobile Plans

You can save a lot of money on your mobile plan by switching to prepaid. Many prepaid carriers buy rights to use the networks of the top cellphone providers, such as Verizon, Sprint and AT&T. You can enjoy the same service for a fraction of the cost by making the switch.

Clip Coupons

Many people overlook the thought of clipping coupons because they have no idea how much money they can save. Start looking for coupons in magazines, newspapers and online, and the amount you save will add up over time. After you collect coupons for a while, you will begin learning where to find the coupons you use the most. This allows you to reduce your spending without giving up the things you use each day, creating a win-win situation you won’t want to overlook.

Drop Bad Habits

If you have any unhealthy habits, you probably don’t know how much they cost you each year. Those who smoke a pack a day spend more than $9,000 per year on cigarettes. If you drink in moderation, you spend an average of $500 per year on alcohol, but the cost goes way up if you drink more than average. Kicking bad habits is a great way to keep your money in your pocket, and you will improve your health as another benefit.

Final Thoughts

As you enter the new year, look back of the last 12 months and decide if you are happy with the choices you have made. Most people have areas on which they would like to improve, and saving money is often at the top of the list. The tips you have just learned can save you tons of money if you stick to the plan. Whether you want to repay the best physician mortgage loans or have more money for the things you enjoy, you can reach your goal.

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